The Alliance is not a common benefit plan or a multiple employer welfare arrangement. The program itself does not sponsor or offer benefits. All benefits are provided exclusively by each employer for its own employees. No member of the Alliance has any obligation for the self-funded risk of any other member. Each employer will be issued their own stop loss policy and the terms and obligations of that policy will stand alone for that employer.
There is no cost or contribution of capital to join. There is no cost to obtain a proposal. Membership is granted simply as a result of joining the effort to purchase in unison with other employees.
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